Insurance & Cashless Treatment
Galaxy Hospital is empanelled under Ayushman Bharat (PM-JAY) and 11+ private TPAs, so eligible patients are admitted and treated without paying upfront.
Ayushman Bharat, explained simply
Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the Government of India's health assurance scheme, providing cover of up to ₹5 lakh per family per year for secondary and tertiary hospitalisation. Galaxy Hospital is an empanelled provider, meaning eligible cardholders can be admitted here and treated entirely on a cashless basis.
- No upfront payment for eligible PM-JAY beneficiaries
- Covers surgery, ICU stay, medicines, and diagnostics within package limits
- A dedicated PM-JAY desk at the hospital handles verification and paperwork
- Covers pre-existing conditions from day one of enrolment
How to check eligibility
Bring your Ayushman Bharat card or ration card to our PM-JAY desk. Our team verifies eligibility on the government portal on the spot — usually within a few minutes — before admission begins.
From arrival to admission, in four steps
The sequence below is the actual order our PM-JAY desk follows for every eligible patient.
Visit our PM-JAY / Insurance desk with your Ayushman Bharat card or ration card and a photo ID.
Our desk confirms eligibility on the government portal, typically within minutes.
The treating doctor's diagnosis is matched to the applicable PM-JAY package and pre-authorised.
You're admitted and treated with zero upfront payment for covered procedures.
Our Cashless TPA Partners
Galaxy Hospital is directly empanelled with the following Third-Party Administrators (TPAs) for cashless mediclaim processing.
Not seeing your insurer listed? Call our desk — we can confirm reimbursement or ad-hoc cashless options.
Documents to keep ready
Carrying these documents at admission speeds up both PM-JAY and private TPA approval considerably.
- Ayushman Bharat card / valid ration card (for PM-JAY)
- Government photo ID (Aadhaar, Voter ID, etc.)
- Insurance policy card / number (for TPA claims)
- Referral letter or prior medical records, if available